Indcap Advisors

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Unsecured Loans – An Easy Borrowing !

Over the past few years, a section of the vast Indian middle class has reined in spending on non-essentials, amid high inflation and many have been buying consumergoods on credit. One of the key drivers of consumption are unsecured loans that do not require any collateral. The world of unsecured lending has attracted the attention […]

Fractional Ownership in Companies

Fractional shares are partial shares of a company’s stock, allowing investors to purchase a portion of a unit of stock rather than a whole unit. This allows individuals with limited capital to participate in the stock market. Fractional shares/ownership has gained traction in the US Markets but unlike the US, India is in its nascent […]

Quasi equity – A Value Creator

India has always been a HubSpot for emerging businesses and investments and the availability of diverse forms of capital is an important part of the modern capital stack for any business. There has been an extraordinary surge in the number of startups in in India and the emergence of unicorns, however it is still seen […]

Penal Interests on borrowers in defaults waived off

Many banks and Non-Banking Financial Companies (NBFCs) have been charging penal interest, over and above the applicable interest rates as a revenue generative toolfrom defaulting borrowers. This practice concerned the RBI and it has issued notification on Fair Lending Practice-Penal Charges in Loan Accountsunder which, with effect from January 01, 2024,all lenders (banks, NBFCs and […]

Is Corporate Fund Raising on the Spike?

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India Corporates, non-banking financial companies (NBFCs) and banks have been witnessing a steep rise in fundraising on account of recent fall in yields as lower interest rates for organizations typically help bring down lending rates, which in turn can push demand up. The spread between lending rates and yields further rose as the latter eased […]

Housing Development Finance Corporation and HDFC Bank Ltd merger – A Bigger picture

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The tie up between HDFC Bank Ltd. and Housing Development Finance Corporation, would rank this Indian bank fourth in the global ranking system. Until now, the largest American and Chinese lenders had occupied the ranks of the ‘World’s Most Valuable Banks’. The completion of this merger is tentatively set in July 2023, and with this […]

Know about Corporate growth

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Growth in any enterprise means growth in total assets of the company. Those assets are generated broadly via two sources: Debt and Equity Debt- you can buy assets with the debt you take. That debt, in a future moment will have to be returned plus interest to a bank/FI. Equity or capital financing which is, […]

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Varun Khanna-Assistant Vice President

A qualified Chartered Accountant with over 5 years of experience working with consultancy firms.  He has worked with EY, Deloitte and Transaction Square.  He has been actively involved in advising clients on restructuring and assisting them to undertake mergers and acquisitions. 

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Shraddha Khanna -Assistant Vice President

A Company Secretary and a Commerce graduate from the University of Calcutta. She has 6+ years of experience in the fields of M&A, PE, Merchant Banking, Transaction Advisory, Corporate Insolvency Resolution and Valuation. She has been advising and working on clients across sectors like – real estate, hospitality, retail food chains, healthcare, metals and mining. Her core area of interest lies in working for and advising start-ups. She is an enthusiastic and responsible professional and has a dynamic personality.

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Ravi Shankar Seth-Assistant Vice President

An MBA in finance having experience of more than 15 years in Debt Syndication and Corporate Debt Restructuring. Expertise on preparation of Detailed Financial Modelling, Information Memorandum, Techno Economic Viability Study, Detailed Project Report, Stress Funding, Valuation, Corporate Advisory, Retail Loans, Rating, Due Diligence and Deal Negotiation.

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Vikash Kedia- Senior Vice President

Experienced finance and deals professional with over 15 years of experience in private equity, M&A, IPO, debt, treasury and structured finance, strategic partnerships and collaborations, valuation and financial modelling, competitive bidding, corporate strategy and planning, investment banking, business restructuring and stressed asset resolution under IBC. He has worked with leading MNC and domestic investment banks in advisory roles and in corporate finance / treasury roles in leading institutions. He is a Chartered Accountant, a Chartered Financial Analyst and has done his Post Graduate Diploma in Business Management from Management Development Institute, Gurgaon. 

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Sashikant Kothari- Senior Vice President

A Chartered Accountant and a Chartered Financial Analyst with Post Graduate Diploma in Business Management from Management Development Institute, Gurgaon, having about 15 years of experience in private equity, M&A, IPO, debt, treasury and structured finance, strategic partnerships and collaborations, valuation and financial modelling, competitive bidding, corporate strategy and planning, investment banking, business restructuring and stressed asset resolution under IBC. He has worked with leading MNC and domestic investment banks in advisory roles and in corporate finance / treasury roles in leading institutions.